Proving Long-Term Disability for Peripheral Neuropathy
In order to build a strong case for your disability claim for your peripheral neuropathy, the insurance company will need to see clinical signs of your condition. This includes documentation of your symptoms and diagnostic testing results. Additionally, you will need to show that you are receiving appropriate treatment for your condition.
Diagnostic Testing for Peripheral Neuropathy
There are a variety of different tests that can identify peripheral neuropathy. Each of these tests can be presented as objective evidence of your condition. These tests include
- Electromyography, or EMG test
- MRI (Magnetic Resonance Imaging)
- Nerve biopsy
- Nerve conduction study
- Skin Biopsy
Your doctor will be better equipped to help you select which test(s) may be right for you. Taking one or more of these tests before filing for your long-term disability insurance claim can help solidify your case.
Seeking Appropriate Treatment for Your Peripheral Neuropathy
Proper treatment for your neuropathy can vary, but seeking out appropriate care is essential to your disability claim. Compliance with treatment is often a condition of long-term disability insurance benefits. Seeing a neurologist is generally an important aspect of proper treatment for peripheral neuropathy.
If your neuropathy is a symptom of a different condition, such as Diabetes or Lyme Disease, your insurance company will likely require you to seek treatment in maintaining your underlying conditions. This will be in addition to treating the neuropathy.
It is important to stick to recommended treatments and regimens set by your doctors while receiving your disability insurance benefits. This may include exploring medical or surgical options to treat your condition. This may include surgical decompression surgeries for pinched nerves, for example.
There may be additional care options to treat certain aspects of your condition, such as pain management treatments. Additionally, treatment options to help you with autonomic nerve damage, and the symptoms it causes.
Proving How Your Neuropathy can Limit Your Ability to Work
Generally, you need to prove that your condition limits your capacity for work in order to qualify for benefits. As such, your condition has to be severe or frequent enough to pose a real hindrance to your job performance.
Peripheral neuropathy can easily limit the physical requirements of jobs, as sitting, standing, walking, or lifting can prove difficult with nerve damage. You may not be physically able to stay standing for long periods of time because of muscle weakness or pain. Even prolonged sitting can lead to nerve pain. If your neuropathy affects your fine motor skills, you may not be able to effectively use a computer for work tasks.
Keep a record of how your condition limits your capabilities in the workplace, and discuss them with your doctor.