Social Security Disability (SSD) vs Supplemental Security Income (SSI)
SSD, or Social Security Disability, requires you to pay in order to be insured for full benefits. It doesn’t matter how much you make, or if you win the lottery, you are guaranteed to get your full benefit no matter what. It is unrelated to your financial status. SSI or Supplemental Security Income are for people who are disabled but haven’t earned sufficient work credits for disability services but are financially eligible. This means that you would have to have less than $20,000 in the bank, and have no income. They will investigate your financial situation as well as those you live with. You get a welfare benefit if approved. The only thing SSD and SSI have in common is that you have to be disabled for both.
Eligibility for Social Security Disability
Generally, if you have worked for at least half of the last 10 years, then you may be eligible for SSD. For every paycheck you receive, a part of your wages goes towards Social Security. In the event that you become disabled, you could start collecting Social Security Disability. This is fairly similar to how an insurance policy works.
At D’Agostino & Associates, our competent disability lawyers can help you sort through all the details. Our team will help you understand what you are entitled to, and fight to get what you deserve. Contact us, or call 1-888-245-2924.